Herbert Mortgage Team powered by Apex Home Mortgage

Your premier mortgage lender located in Kailua-Kona, Hawaii. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.

Homebuyers

See how much you qualify for in today's market.

Refinance

We can help you lower your rate or take cash out.

Today's Rates

See if the time is right for you to purchase
or refinance.

Ask A Question

We can answer your mortgage related questions.

What are you waiting for?

Getting started is easy!

Loan Programs

We can help you make a purchase, lower your payment, take cash out, or consolidate debt.

FHA Loans

VA Loans

Conventional Loans

Home Refinance Loans

Jumbo Home Loans

Home Purchase Loans

What our clients are saying

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Kyle B.

Ryan, you completed a task that no one else could! Your professionalism and desire to get our loan approved was exceptional from start to finish. You showed us throughout the process that we were not just people on your desk but a family that you actually cared for and wanted to get us our new house. We are forever grateful and blessed.

Thank you for your hard work and dedication to not give up.

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Linda M.

Ryan was our loan officer handling the closing on our second home in Scottsdale. He was very professional and kept his cool when unforeseen issues arrived. He was able to meet our closing deadline in less than a month’s time. Having bought and sold many homes over the years, and previously employed as a title officer, I rank Ryan right up there with the best. We also highly recommend Arizona Bank and Trust for their personalized service. I would not hesitate recommend them or to use them in the future.