Guy standing with moving boxes

Buying a home is an exciting milestone, but it also comes with financial details that can catch buyers off guard, especially closing costs. These expenses, which often total between 3% and 5% of the purchase price, include items like lender fees, appraisals, title insurance, and prepaid taxes. For many buyers, closing costs feel like a…

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Family of 4 opening boxes

Buying a home in Hawaii is a dream for many. From ocean views and warm weather to the island lifestyle itself, it’s easy to see why demand for property remains strong. That said, buying a home in Hawaii is very different from buying on the mainland. Higher home prices, unique lending rules, and local regulations…

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Single family home exterior with grey brick at sunset

Mortgage pre-approval is one of the most important steps in the homebuying process, but it’s also one of the most misunderstood. Many buyers enter the market believing they understand how pre-approval works, only to realize later that their assumptions were off. Clearing up these misconceptions can help you make smarter choices, strengthen your offers, and…

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